Terms of Investment Loan 

In return for the consideration of $_____ from _________ (address) to Robert Burney (P.O. Box 977, Cambria, CA 93428) individually, the later agrees & promises to pay the former ___ % of the royalties (or net proceeds, after out of pocket expenses for publication and marketing) of  Mr. Burneyís book:  Codependence - The Dance of Wounded Souls.  Investor is granted this percentage of the net proceeds for this book written by Mr. Burney for a period of fifteen (15) years from the date of publication of the book (January 1996).

Investor agrees that repayment of this loan shall take the following form:  Investor will receive ___% of net proceeds (if Mr. Burney is still self-publishing and marketing the book) or royalties (when and if, reprint rights are sold to a successor publishing company) of the book in annual payments beginning four (4) years from the publication date  of the book.  In the event of Mr. Burney receiving an advance payment (against royalties) from a major publishing company for the reprint rights of the book, investor will receive ___% per cent of any and all such funds, less any commissions relating the sale of said rights (i.e. if the sale is made through an literary agent), within ten days of Mr. Burney receiving the funds.  Said payment will constitute an advance of investors share of monies due herein.